Originators

Community Lending peer benchmark (LMI / majority-minority)

getapi.modelmatch.com/v1/originators/{nmlsId}/community-lending/benchmark

Percentile rank and peer average of this entity's low- or moderate-income and majority-minority neighborhood shares, against peers producing in its top 12 states by units. data is null when the entity has no neighborhood-resolved loans in the period.

Authorization

x-api-keystringrequired

API key or OAuth token. See Authentication.

Path parameters

nmlsIdstringrequired

Originator NMLS ID

Query parameters

periodenum

Period window (default: last12Months).

Options:2017201820192020202120222023202420252026last3Monthslast6Monthslast12Monthslast14Monthslast16Monthslast18Monthslast24MonthsyearToDateallTime

Responses

200objectPeer benchmark

Show attributes

dataobject | nullrequired

Peer rank of an entity's neighborhood lending shares. Values describe the U.S. Census tract (neighborhood) as a whole — tract-level aggregate statistics, never an individual, household or applicant attribute. Percentages are 0-100.

Show child attributes

lowModIncomeTractobjectrequired

Show child attributes

pctnumber | nullrequired

This entity's share, 0-100.

peerAvgPctnumber | nullrequired

Peer mean share, 0-100. Null with no peers.

percentileRanknumber | nullrequired

0-100: share of peers with a lower value. Null when this entity has no value or there are no peers.

majorityMinorityTractobjectrequired

Show child attributes

pctnumber | nullrequired

This entity's share, 0-100.

peerAvgPctnumber | nullrequired

Peer mean share, 0-100. Null with no peers.

percentileRanknumber | nullrequired

0-100: share of peers with a lower value. Null when this entity has no value or there are no peers.

peerPopulationnumberrequired

statesstring[]required

The footprint states peers were drawn from (top by units). Empty = nationwide.

400objectValidation error

401objectUnauthorized

403objectForbidden (authenticated, but missing required context — e.g. no active organization)

404objectNot found

413objectResponse payload too large — detail endpoint capped to fit Lambda response limits

503objectSearch timed out or the cluster is overloaded — retry after `Retry-After` seconds.

curl -X GET "https://api.modelmatch.com/v1/originators/<nmlsId>/community-lending/benchmark" \
  -H "x-api-key: $MODEL_MATCH_API_KEY"

import { createClient } from "@model-match/api";

const client = createClient({ apiKey: process.env.MODEL_MATCH_API_KEY });

const { data, error } = await client.originators.communityLendingBenchmark({
  path: {
    nmlsId: "<nmlsId>"
  }
});

import os
import requests

res = requests.get(
    "https://api.modelmatch.com/v1/originators/<nmlsId>/community-lending/benchmark",
    headers={"x-api-key": os.environ["MODEL_MATCH_API_KEY"]},
)
data = res.json()

200 response

{
  "data": {
    "lowModIncomeTract": {
      "pct": 123.45,
      "peerAvgPct": 123.45,
      "percentileRank": 123.45
    },
    "majorityMinorityTract": {
      "pct": 123.45,
      "peerAvgPct": 123.45,
      "percentileRank": 123.45
    },
    "peerPopulation": 123.45,
    "states": [
      "<string>"
    ]
  }
}