Market

Community Lending mix of a market's originations

POST
/v1/market/community-lending

The aggregate Community Lending profile of the originations matching your filters: the share that landed in low- or moderate-income neighborhoods, the CRA-eligible share, the distribution across the four neighborhood income bands, and the majority-minority neighborhood share. Values describe the U.S. Census tract (neighborhood) as a whole — tract-level aggregate statistics, never an individual, household or applicant attribute. Percentages are 0-100. This is a MARKET-LEVEL view only — the underlying origination data carries no lender, loan officer or borrower identity, and no figure here is attributable to one. Every share is reported next to the count it is a share of, because the three designations have three different coverage levels; read the denominator before comparing markets.

Authorization

x-api-key<token>

In: header

Request Body

application/json

TypeScript Definitions

Use the request body type in TypeScript.

Response Body

application/json

application/json

application/json

application/json

application/json

application/json

curl -X POST "https://example.com/v1/market/community-lending" \  -H "Content-Type: application/json" \  -d '{}'
{
  "overall": {
    "avgMinorityTractPct": 0,
    "avgTractIncomeVsMetroPct": 0,
    "craEligibleCoverage": 0,
    "craEligibleOriginations": 0,
    "craEligibleSharePct": 0,
    "incomeBandCoverage": 0,
    "incomeBands": [
      {
        "level": "low",
        "originations": 0,
        "sharePct": 0
      }
    ],
    "lowModIncomeTractOriginations": 0,
    "lowModIncomeTractSharePct": 0,
    "majorityMinorityTractOriginations": 0,
    "majorityMinorityTractSharePct": 0,
    "middleIncomeTractOriginations": 0,
    "middleIncomeTractSharePct": 0,
    "minorityTractCoverage": 0,
    "originations": 0
  },
  "slice": {
    "buckets": [
      {
        "avgMinorityTractPct": 0,
        "avgTractIncomeVsMetroPct": 0,
        "craEligibleCoverage": 0,
        "craEligibleOriginations": 0,
        "craEligibleSharePct": 0,
        "incomeBandCoverage": 0,
        "incomeBands": [
          {
            "level": "low",
            "originations": 0,
            "sharePct": 0
          }
        ],
        "key": "string",
        "lowModIncomeTractOriginations": 0,
        "lowModIncomeTractSharePct": 0,
        "majorityMinorityTractOriginations": 0,
        "majorityMinorityTractSharePct": 0,
        "middleIncomeTractOriginations": 0,
        "middleIncomeTractSharePct": 0,
        "minorityTractCoverage": 0,
        "originations": 0
      }
    ],
    "dimension": "string"
  }
}
{
  "error": "string"
}
{
  "error": "string"
}
{
  "error": "string"
}
{
  "error": "string"
}
{
  "error": "string",
  "limit": 0,
  "size": 0
}

Market metrics over time POST

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Identity, active organization + membership role, and how the caller authenticated. Extended profile fields (`nmlsId`, `jobRole`, the contact-card block) are resolved for every caller type — session-cookie, API-key, and OAuth-bearer alike. `auth.profileResolved` is `true` on any successful read; it is retained for compatibility and no longer varies by the credential the caller presented.